Real Life Title Loans #14
By Title Loans Master | January 27, 2012
Camden grew up in a rural area where there was very little violence and things were always pretty calm. He was raised by his mother, Judy, and he had one sibling, Anna. For his seventh birthday he got a dog they named Max. Just like any other seven year old boy Camden loved his dog.
One day Max ran away. The family put up missing dog signs and did their best to find him, but had no luck. Two weeks went by and Max found his way home. When he arrived poor Max seemed very ill and Judy assumed it was just from lack of food. They fed him and they went on with life. After a couple days they noticed he was eating and then regurgitating the food. Judy decided they needed to take a trip to the vet and see what was really going on. After some tests were ran the doctor found that there were 7 pellets lodged in Max’s abdomen. In order to remove them the veterinarian told them there was a 50/50 chance that he would not make it and the surgery was going to be over $3,000.
Judy did not have that kind of money, but she knew how important this pet was to her family, especially her son. She decided to get the money no matter what. Judy applied to 1-800LoanMart and got approved and was able to come up with all the money for the surgery. They had the procedure done and it was a success. Today Max and Camden are back to playing in the yard and everything is back to normal.
When you have an unexpected financial need arise like they did you can count on 1-800LoanMart to be here to help. This story is just one in thousands where a title loan from 1-800LoanMart helped to change someone’s life.
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Real Life Title Loans #13
By Title Loans Master | January 26, 2012
Yesterday’s post on a real life title loan was a pretty touching story. Today’s story is not so sweet. It’s about a lady named Michelle and her family. Michelle has two boys and a little girl. She is a single mother and she works hard to put food on the table for her family. I did get her permission before writing this blog and I will not go into any more details about the family’s last name to protect their Anonymity.
Her oldest son just started college her daughter was just starting high school and he middle child was a junior in high school. For the past couple years his grades were dropping and she noticed a difference in his personality. He would always be sleeping and grouchy. Which was a big change from the kid he used to be. Michelle decided to take him to the counselor to see if they could get him to open up. He was referred to a psychiatrist. He agreed and after a few visits he got placed on two pretty strong sedatives.
The middle son had been experimenting with marijuana and drinking with his buddies, but that all Michelle knew. It turns out that he was doing some harder stuff too and the psychiatrist put him on something to help with the cravings and something to calm him. He ended up just abusing those pills and Michelle and her son agreed that a treatment was the best option. She wanted the best place she could find and it was terribly expensive.
Michelle decided to try and get some extra cash to get her son into treatment and she found 1-800LoanMart. After a review of her vehicle she was approved for just over $12,000 and we cut her a check that day. She placed her son in a 90 day program and from what she says he seems to be doing fine.
Unexpected life stuff happens all the time. There is no such thing as a perfect family and everyone has things they are trying to deal with. If you have things you are trying to deal with and you need some extra cash you too can get approved for a title loan.
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Real Life Title Loans #12
By Title Loans Master | January 25, 2012
Here is another post on a real life title loan and how we helped to better someone’s life. Andi Z. grew up in Albania and he came to the United States in 2002 when he was 16. He came with his immediate family and finished up school here. During his first 7 years here he maintained a relationship with his girlfriend back in Albania. He graduated high school and started working at a factory. His girlfriend, Paola, wanted to come to the states but could not get a visa. Andi decided that to get her to the states they would have to get married so she could be a legal citizen.
Paola was able to get a temporary visa and they decided that marriage was a good idea. The only problem is that they did not have the money to get her to America. Andi tried to get a loan to get her ticket to come but he couldn’t get enough credit. He eventually found 1-800LoanMart and was able to get a title loan which was just enough money for her ticket to America. She got in and they got married to make everything legal.
Now they have a house together and a new born boy, Dimetri. I contacted Andi to ask if I could use his story for this blog and he told me the good news. He told me that if it wasn’t for 1-800LoanMart he would have had to wait at least another year before he could save up the money to get her here. This was an amazing story and it truly warms my heart to know that because of our services we were able to seriously change someone’s life.
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Real Life Title Loans #11
By Title Loans Master | January 24, 2012
In today’s post I am going to tell you a real story about a guy who got reunited with his family and was able to make it happen because of a title loan. There was a young man named Terrance F. he was brought up in foster care and he always wanted to find out who his real parents were. In fact, he was determined to find out.
Terrance was 18 and he was already living on his own. He was dating a girl who knew of his wish to find his true birth parents. She paid for a service on line to help find his ancestors. She found his mother and his father and they both lived in different cities. His mom lived in South Carolina with other parts of his family he never knew and his father was in Florida. He wrote both his mom and his dad, but then decided he wanted to go to see them face to face.
Terrance did not have much money and he wanted to make sure he would be ok financially with his rent and what not. So he started applying for credit cards. He couldn’t find a lender to give him enough money to pay his rent and get the tickets. Then he found 1-800LoanMart. He applied with us and when he came in to get his money I was working the lending department at that time. We had some time to kill while everything was being processed and he began to tell me his story. I thought it was pretty interesting so I asked him to let me know how it all turns out. I really didn’t expect him to tell me but I definitely was interested to know.
A few weeks later I got a call from Terrance and he told me that he got to meet his mother, his grandparents and a few uncles and aunts. He went to Florida but had no luck down there locating his dad. The information they gave him on his father was no longer the residence. This was truly a success story in my book and I am glad to be able to share this with you. It just goes to show you that if you need some extra help and you know what it is you want it’s only a matter of being determined enough to get it.
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Real Life Title Loans #10
By Title Loans Master | January 23, 2012
On the last post for Real Life Title Loans I told you a couple real life experiences the 1-800LoanMart had. In this segment I want to tell you about a couple more people we have helped. As the years move forward more people that are touched by the goodness of our services.
Keith J. was a guy who kept getting the short end of the stick at his place of employment. He was a designer for a large company that I have to keep private. He worked in the electronic department and he was a pretty smart guy. In his free time he would make gadgets at home to better suit himself and his family. One day he came up with something that he thought would make life easier for all people and he wanted to create a prototype and get it patented. There was one problem though, Keith did not have the extra cash to do that and he didn’t want to bring in any investors on his idea. He came to 1-800LoanMart for the loan because of the privacy that he would be able to keep. He got the cash that he would need to get the ball rolling and now he has a product out there that most of us have in our homes right now. Keith no longer has to work at his daily grinding job and he has all the freedom he always wanted.
Another awesome experience one of our customers had was When Cheryl W. came to us for a loan so she could start her daughter in ballet classes and this was back in 2003 and her daughter, Kayla, wanted to be a famous prima ballerina. For most young girls something like this is a typical desire but Kayla had a really motivated mother and she wanted to get her daughter the best training. She started out at age 8 and each year we have gotten a card from Cheryl with pictures of her aspiring daughter. She is 15 now and dances with a small company in based out of California.
Anything is possible with a little bit of help and you can make wonders happen if you have the humility to ask for help. If you need some extra cash apply to 1-800LoanMart, we are happy to help and our services really do make a difference.
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Real Life Title Loans #9
By Title Loans Master | January 20, 2012
In yesterday’s post on Real Life Title Loans I explained the exactly what the services of 1-800LoanMart are. In this post I want to tell you how our services can change your life. If you have a great idea for a company or you even need money for school and cannot get another loan this is a great program for you.
A couple years ago 1-800LoanMart provided a loan to a guy with a dream of owning his own company. His name was Jackson. He wanted to start an online company after he had been laid off from his job. Now he had a wife and two kids and this was a pretty big step from working the whole nine to five. None the less he figured he could start up a company of his own doing what he had done his whole life. Jackson came to us and asked for a loan and he got about $17,000 which was more than enough for him to do what he needed. A letter was received by 1-800LoanMart a few weeks back during the holidays and it was a card from Jackson and his family. It had been over two years since he got his loan and it was already paid off. In the card he said “Thanks for giving me the money I needed to start up my business. I am doing great and I have never been happier.” I tell you this story, because I want you to know that if you have any dream you too can accomplish them and if you need help it is out there.
There is another instance where a young lady named Samantha came to us and she had only one semester left at law school and at her school they require you to not work more than 20 hours a week. I had never heard of this, but that’s what she said. She needed enough money to get her thru till the end of school and she already had a job lined up at a law firm, once she passed the bar. I haven’t heard back from her but I do know her loan has been paid back and I would assume it is because of her success.
No matter what the circumstance is if you can really benefit from a large chunk of money than there is a good chance that our services will help you out!
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Real Life Title Loans #8
By Title Loans Master | January 19, 2012
In yesterday’s post on Real Life Title Loans I wrote about the things that separate 1-800LoanMart from the rest of the title loan companies. In this post I want to tell you exactly what kind of service you will get with 1-800LoanMart. If you are in need for some serious cash and you believe you will never be able to get a loan because you have terrible credit, you are sadly mistaken. 1-800LoanMart is your bad credit lender who purposely got into business so they could help out people just like you.
You might see ads in the paper, radio ads, and even commercials from companies trying to get you to get a payday advance. If you know what I am talking about I first off want to say those companies are not anything like 1-800LoanMart. They expect the person taking the loan to default and then they will hound you for the money and garnish you checks. 1-800LoanMart makes you a reasonable offer and allows you the freedom to choose how long it will take you to pay it back, up to three years. If you pay it back sooner than later you will pay less interest is all.
They want to build a relationship with their clients. They want you to know that if you are in a bind you can count on them to get you the cash you need. Over 50% of the business at 1-800LoanMart is repeat business. They come back to 1-800LoanMart because they got exactly what they needed from them with no hidden fees or balloon payments.
There have been a lot of Mom and Pop title loan companies out there that move around and change their names, because they have only one interest in mind, making money. To them it is not a service. You can check the credentials of 1-800LoanMart they do business of course to make money but they also want to provide a good service that is helpful to people. So if you are in the position where you need some cash fast give 1-800LoanMart a try!
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Real Life Title Loans #7
By Title Loans Master | January 18, 2012
In yesterday’s post on Real Life Title Loans we talked about the privacy you will get with 1-800LoanMart. In today’s post I want to talk about what makes 1-800LoanMart different than other lenders. There are many things that separate us from the other lenders.
The first big thing that I want to point out is that we will not make you wait days or weeks before we tell you if you have been approved. We base our loan off of equity that you have in your vehicle. Since that’s how we get you approved we are able to do what we need to do on our end to make that happen in a timely manner. If you have ever gotten a loan from your local bank or even a local credit union you know that it will take them at least 3 business days to approve you.
Another big thing that separates us from other lenders is that if you happen to have bad credit you can still get approved. Your credit score is not the determining factor when applying with 1-800LoanMart. We are real bad credit lenders. Just like I said in the previous paragraph because we use the vehicle as equity we can get you approved off of that. So even if you have the worst credit out there, but you have a title to an automobile you can still get a loan if the vehicle is within our restrictions.
The last thing I want to write about in this post is how we differ from a payday loan or a pawn shop. Places like a payday loan have insane interest rates and can only get you a few hundred dollars that have to be paid back within weeks. 1-800LoanMarts allow you the freedom to pay back the loan as fast as you would like or up to a year and the faster you pay it back the less interest you pay. At a pawn shop you have to bring in items and you can generally either sell the item or pawn it. If you pawn it you pay what’s known as a vig. A vig is a high interest on that item and you can never get that item back until the interest and the loan are paid back. At 1-800LoanMart you get to keep the vehicle!
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Real Life Title Loans #6
By Title Loans Master | January 17, 2012
In yesterday’s post on Real Life Title Loans I posted on situations where you may have had something stolen. In this post I am going to talk about the privacy of the services that 1- 800LoanMart offers. When you need money you don’t always want to go into details of why you need the money. At 1-800LoanMart you will get the security you want because we do not inquire you to inform us on what you will spend the money on. Most banks and credit unions will ask you to show a plausible reason for a personal loan.
If you are signing for a loan you may feel that it is nobody else’s business what the money is for. 1-800LoanMart feels the same way. Along with the no hassle policy they have a privacy policy that allows you to barrow money and never have to explain or show proof of how you spent the money. If you have gotten a loan from your bank you already know this is not the case.
Maybe your child or spouse got a DUI or was arrested for another charge. It sure will cost money to get them out of jail and it’s not anyone else’s business that something tragic like this has happened. Maybe you need a medical procedure that you are embarrassed about or just don’t feel the need to explain. No matter what the reason is that you will take the loan you have the privacy you deserve with 1-800LoanMart.
If you want to barrow money and you don’t want to have to explain yourself to anyone, a title loan from 1-800LoanMart is perfect for you.
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Real Life Title Loans #5
By Title Loans Master | January 16, 2012
In yesterday’s post on Real Life Title Loans we discussed how a title loan is the perfect supplement if you are a sales person working on commission. In today’s post we are going to go over how a title loan is a helpful tool if you have had an unfortunate experience like a robbery or a lost purse. Accidents happen and when they do there is always 800LoanMart to help.
If you have ever had your wallet or purse stolen while it is containing a large amount of cash or credit cards you know that it’s not a good feeling. You become overwhelmed with fear and worry. It’s a scary thing knowing that someone out there has access to all your funds and your personal identification. The first thing I would like to suggest in case something like this happens is to always keep a record at home of what you have in your purse or wallet. What cards you have and if you have a check book what was the last check number you wrote. Keeping a documented log of the contents is important.
Next call the police and make a report. Then after you have assessed your log and told the police what has happened it is important to inform your banks and credit card companies. It typically takes about a week for you to get replacement cards, but instantly they can shut off the current missing cards.
You will be back on track soon, but in the right now you may have to take other action. If you were supposed to make a payment like rent or mortgage you don’t have to be late. You bank may freeze your account but there are options out there. A title loan is perfect for someone in your situation. You can get a loan and pay what bills need to be taken care of them and pay back the title loan when your accounts are back in order.
If you have had something stolen from you and you need some quick cash to get you through till your money is available a title loan is a perfect solution for you.
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Real Life Title Loans #4
By Title Loans Master | January 13, 2012
In yesterday’s post on Real Life Title Loans we discussed how a title loan can be a great idea if you have emergency doctor bills. In this post we are going to discuss how a title loan from 1-800LoanMart can help someone who works on commission. If you work on a commission structure you already know that there are some really good times and at times things can get real slow.
In sales there are weeks you make thousands and weeks where you might only make enough to pay for gas and food. Sales are typically up and down like that. If you can manage your money well enough you can prepare yourself for a downswing, but in the case that you can’t you do have options! If you are working a huge deal and you know that the sale is going through, but you don’t get paid anytime soon a title loan is the perfect loan for you. It allows you to get the money you need now and when you get the money from your job you can pay it back. LoanMart allows you to pay back the loan over a certain amount of time. If you pay it back fast you pay less interest.
Another thing in sales or working on commission is that a lot of sales people get paid on the back end. That means you might not get the money you worked for until the end of a fiscal quarter or year. If this is the case indeed a title loan is something that you can take advantage of to put the cash you need in your hands when you need it.
If you are a sales person or even a real estate agent you know that you do not have a steady income and when you need money to pay your bills a title loan is the perfect loan for you.
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Real Life Title Loans #3
By Title Loans Master | January 12, 2012
In yesterday’s post on Real Life Title Loans we discussed how a title loan can help you with home repairs. Today we are looking at how a medical emergency could create an instant need for cash. It’s a truly good thing that as Americans we have access to many different types of medical resources, but just because we have access doesn’t always mean we can get the medical attention that we need. Sometimes unfortunately doctors and medical service providers have policies that require payment in advance.
One of the more used reasons to get a title loan when having a medical emergency is dental work like, a chipped tooth, a broken veneer, or even a child’s braces. Dentists typically make you pay at the time of the visit. Most medical insurance companies have little to no coverage when it comes to dental. We had a lady that needed extra money to pay the oral surgeon that was working on her son’s mouth. The kid fell on the playground at school and his 4 front teeth, all adult teeth, were knocked out. Lucky for them the teeth were not broken and they were placed in salt water fast enough to salvage them.
If you have serious back problems another place not always covered is your chiropractor. What is good about this place though is that if you pay upfront say for 10 visits you can usually get a pretty good discount. These kind of medical professionals sometimes cost a lot of money and when they do its nice to know you have a place like 1-800LoanMart that can get you a loan.
Have you ever broken your glasses and had to drive yourself to the eye doctor? I have certainly done that. Then I had to get the money for the glasses and come back when they were done. If you need contacts or glasses chances are that they are also not covered on your insurance and if you are broke and can’t afford them when you need to see, a title loan is what you need.
This concludes today’s post of real life title loans! If you have a real life title loan you want to share please post below and stay tuned for tomorrow’s blog on real life title loans!
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Real Life Title Loans #2
By Title Loans Master | January 11, 2012
In yesterday’s post on Real Life Title Loans we discussed how business owners have utilized our services. Today we are going to talk about how emergencies at home might require a title loan. If you are a home owner you know for certain and understand that anything can crop up and cause you to need some fast cash.
The most common need for money in your home would be a new appliance. If the furnace goes out, the refrigerator stops working, your air conditioner breaks, or your water heater is on the fritz you might not have the thousands of dollars it requires to fix or replace the unit. That’s where we come in handy. 1-800LoanMart can get you money in a fast way so when an appliance at home malfunctions or breaks completely you have the funds to cover it.
Countless times we have helped spouses or parents use a title loan from one car to fix another vehicle that is busted. Most commonly used in this situation is a transmission that has broken down. But we have also repaired cars that have been in accidents. We have even provided loans to people that have gotten another car impounded. The daily fees at some places match our monthly payment plans in most cases. So it doesn’t take a rocket scientist to know that the cost of a title loan would be the right solution if your loved one has their car stuck in a tow yard and can’t afford to get it out.
1-800LoanMart has given loans to families that have leaky roofs and are afraid of the mold build up. We have also seen plumbing problems cause so many problems getting new pipes was a must to also prevent mold. If something in your home is broken it might be a bigger issue than you think. Anytime there is leaking water and there is air to come in contact with that water mold is an issue. Don’t wait around till you have the money to fix a problem like this. If you have ownership of an automobile you have the money sitting in your driveway.
No matter what your specific money need is at 1-800LoanMart there is a real solution. Each day we prove to be the place people go when they need some extra help. We will be here for you when you need us too!
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Real Life Title Loans #1
By Title Loans Master | January 10, 2012
A title loan is thought of as a way to get cash you otherwise couldn’t wait around for. While this is partly true there are many more reasons how a title loan can benefit someone or even many people. Today I am going to talk about how business owners can benefit from a title loan and how we have provided services to them in the past and it has helped.
A lot of attorneys have small offices where it is just them and a receptionist. While they might be great lawyers their pay is based on how many cases they due and then they are reliant on someone they perform a service for to pay them. While that is the case the bills are still coming in and the receptionist needs to get her weekly salary. We have given title loans to attorneys in this exact same situation where they needed to pay the rent or an employee and they simply needed to barrow the cash for a day or so.
We have also lent money to contractors. Many contractors do not get money up front for a job they charge all the money when it is complete. While this is a good way to do honest business it is not always that easy for a contractor to fork over thousands of dollars. For example, we lent a guy who was only short $3,000 on supplies. He already stuck $20,000 of his own money into a job and he just needed some extra money and he needed it fast so naturally he couldn’t sit around and wait for a loan from his bank.
There are a ton of companies that are starting up these days and a lot of them are doing this online. When someone starts a company they indeed do the research of how much it may cost them to get the company going and speculate how long before there is any return on investment. Since a return on investment can only be a speculation there are shortages of liquid money at times. Or maybe the company is doing so good that it has purchased goods and has already sold them but has a demand for more but because they haven’t collected the money from the prior goods they can’t get the new stuff for the new customer. We have given new business owners money to buy goods that have been damaged and an insurance claim is in progress. We have provided cash to small business owners who need to pay personal bills.
No matter what the reason is people need money for a title loan is a quick and easy solution. You can get cash money in your hands much faster with a title loan than any other loan and you can get a lot of it. Depending on where you live and what the state regulations are you could get up to $30,000 for a title loan. Check in tomorrow for another segment on Real Life Title Loans.
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Money Saving Websites #4
By Title Loans Master | January 9, 2012
Today’s section on Money Saving Websites I am going to tell you about places online you can go to get group discounts. These are sites you can go to and purchase discounts from thousands of different places in your area. Most of the deals are aimed towards families and groups of people.
LivingSocial has it all! Every place in your area that wants to drive in business uses LivingSocial. No matter where you live you can get a great deal on things you like; mini golfing, haircuts, restaurants, movies, hardware stores and much much more. They even have a section specifically for families. This site knows how to put together deals. Another great idea they came up with is a way for you to get your deals for free. First you purchase the deal you want. Then you will get a voucher in your email you can print off. After that you will get a link to share with your friends. If you share the link with three people that buy the same voucher you get the voucher for free. I have gotten free vouchers numerous times because my friends bought the same deals I did. If you want a great idea for a night out with friends or if you have a girlfriend or boyfriend you want to take out this is the place to go for a huge deal.
Groupon is the hottest group discount place on the internet. It works like just like LivingSocial, you enter your zip code and you can see all the deals in your area. They have a section for anything you can think of; food & drinks, beauty & spa, activities, coffee & treats, gift & shopping, automotive, health, and pets. You can choose the category you are searching or view all the deals at once. I use this site all the time. I eat sushi a lot. They have half priced sushi on here consistently. What’s great about that is that it has so many sushi restaurants on it I can try many different places for half the price. They have done something amazing to their site by linking all the places you can save to Google maps and to the places personal website. This way you can see where it’s located and check reviews on Google and then you can go over their menu or description on their own site. Give this place a browse next time you are planning a nice date or an event with friends or family.
Both LivingSocial and Groupon have apps for the iPhone and Android devices. Their apps will automatically find your location and bring up all the deals nearby. So if you are out and about and looking for something fun to do or good to eat you can get a great deal while you are at it. I have literally saved thousands using these two sites. Try them out yourself and see how much you save!
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